Terms of Use

1. Acceptance of Terms

By accessing or using the Epic Lending LLC website ("Site"), you agree to be bound by these Terms of Use. If you do not agree, please discontinue use of the Site immediately.

2. Not a Commitment to Lend

Nothing on this Site constitutes a commitment, offer, or guarantee to provide a loan or mortgage. All loan applications are subject to credit approval, underwriting review, property appraisal, and applicable regulatory requirements. Rates and terms displayed are subject to change without notice.

3. Permitted Use

You may use this Site for lawful personal and informational purposes only. You agree not to:

• Submit false or misleading information
• Attempt to gain unauthorized access to our systems
• Use automated tools to scrape or harvest data from the Site
• Violate any applicable federal, state, or local laws

4. Intellectual Property

All content on this Site, including text, graphics, logos, and code, is the property of Epic Lending LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

5. Calculators & Tools

The mortgage calculators and financial tools provided on this Site are for illustrative and educational purposes only. Results are estimates and should not be relied upon as financial advice. Consult a licensed mortgage professional for accurate figures specific to your situation.

6. Disclaimer of Warranties

This Site is provided "as is" without warranties of any kind, express or implied. Epic Lending LLC makes no representations regarding the accuracy, completeness, or timeliness of any content on the Site.

7. Limitation of Liability

To the fullest extent permitted by law, Epic Lending LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or any information contained herein.

8. Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Inclusion of a link does not imply endorsement.

9. Equal Housing Lender

Epic Lending LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status in any aspect of credit transactions.

10. Governing Law

These Terms of Use are governed by the laws of the State of Florida, without regard to conflict of law principles.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the Site constitutes acceptance of the updated Terms.

12. Contact Us

Questions about these Terms? Contact us: