Fund Your Flip.
Close in Days.
From single-family flips to multi-unit rehabs — we move as fast as you do. Up to 100% Loan to Cost — we finance the full deal.
Fix & Flip Loan Details
| Loan Amount | $40,000 – $5,000,000 |
| LTC (Loan-to-Cost) | Up to 100% of purchase + rehab costs |
| ARV LTV | Max 75% of after repair value |
| Term | 6, 9, 12, 18, or 24 months |
| Rate | Starting at 8% |
| Points | 2–3 points origination |
| Interest | Interest-only during rehab |
| Prepayment | No prepayment penalty |
Property Types
Properties We Fund
- Single-family
- 2-4 units
- Condos
- Townhomes
- Mixed-use
- 5-20 units multifamily
Properties We Don't Fund
- Primary residences (must be investment)
- New construction (ask about our construction loans)
Built for Investors, Not Bankers.
We understand the reality of flipping. Speed and reliability are everything.
Lightning Speed
Close in 5-7 days. We've done it in 3. Time kills deals — we don't.
Proof of Funds
Instant POF letters to help you win competitive offers against cash buyers.
Repeat Borrower Program
Tier up. More deals = better rates, lower points, and higher LTCs.
Draw Management
Pull rehab funds within 48 hours. No waiting around for slow inspections.
Flippers Who Trust Epic
Real deals, real fast, real profits.
"Closed a $380k flip in 6 days. Profit: $78k. They didn't blink when the appraisal came in tight, just got it done."
"My 4th deal with Epic. Better rate every time. The draw process is the best I've seen in the industry."
"They funded our first flip when no local bank would touch it. The process was straightforward with no hidden junk fees."