Now Funding Deals Nationwide
Every Loan.
Every Deal.
Epic.
From your first home to your tenth fix-and-flip — we fund it all. Purchase, refi, DSCR, construction, and more.
Home
Fix & Flip
DSCR
Construction
Whatever You're Building, We Fund It.
From standard residential mortgages to complex investor deals, we have a product for every scenario.
DSCR Loans
- Qualify on rental income
- No tax returns needed
Rates from 5.875%Learn More
Fix & Flip
- 100% LTC
- 12-month terms, fast close
Rates from 8%Learn More
New Construction
- Land + build financing
- One-time close
Rates from 8.0%Learn More
Home Purchase
- Conventional, 3% down
- 640+ credit score
Rates from 6.25%Learn More
Refinance
- Lower rate
- Cash-out options
Rates from 5.875%Learn More
VA Loan
- $0 down
- No PMI, veterans only
Rates from 5.99%Learn More
FHA Loan
- 3.5% down
- 580+ credit score
Rates from 5.875%Learn More
The Old Way vs. The Epic Way
Why wait weeks for a traditional bank when you can fund fast with Epic?
Traditional Banks
- Strict income requirements and endless tax returns
- Limited to basic 30-year mortgages
- Takes 45-60 days to close a deal
- Zero understanding of real estate investing
- Automated rejections for self-employed borrowers
Epic Lending
- Flexible underwriting (DSCR, Bank Statements)
- Full suite of residential & investor products
- Close in as little as 9 days
- Built for investors, by investors
- Common-sense approvals for self-employed
Don't just take our word for it.
Hear from borrowers across the country.
"As a first-time buyer, I was terrified. The team walked me through every step of my conventional loan."
Sarah J.
Austin, TX • Home Purchase
"I needed to close fast to win a competitive bid. Epic got my fix and flip loan cleared to close in 9 days!"
Marcus T.
Denver, CO • Fix & Flip
"Using DSCR loans with Epic has allowed me to scale my rental portfolio from 2 to 8 doors effortlessly."
Elena G.
Miami, FL • DSCR Rental